You probably have received notices in the mail, but we thought it important to remind our patients that are SC State employees that October 2021 is Open Enrollment for your PEBA dental insurance. Only every two years, in October, are able to change your level of dental insurance. You have two options for dental coverage. Dental Plus pays more and has higher premiums and lower out- of-pocket costs. Basic Dental pays less and has lower premiums and higher out-of-pocket costs. As a Blue Cross Blue Shield network dentist in Beaufort SC, we strongly encourage our patients with Basic Dental to upgrade to Dental Plus. Why We Strongly Encourage Dental Plus Because there is no network for Basic Dental, upgrading to Dental Plus gives you …
Dental Benefits: Use Them or Lose Them
When it comes to dental benefit plans, millions of people each year are ringing in the New Year leaving money on the table. According to the National Association of Dental Plans, only 2.8% of people with PPO dental plan participants reached or exceeded their plans annual maximum. Many people also have Flexible Spending Accounts, which help pay for dental and medical care with pre-tax dollars. Whether you’re paying for dental care through a benefits plan or using an FSA, your current plans will most likely run out on December 31. Don’t let your hard-earned dental dollars go to waste. Here is a breakdown of what these benefits are, when you need to use them by and how to make the most of your benefits. Dental Benefit Plans Many people …